The Milwaukee Public Museum is known for being one of Wisconsin’s premier field trip destinations, a place to inspire students and bring your lesson plans to life. Yet, sometimes, schools can’t get to downtown Milwaukee to view the Museum’s exhibits and collections due to distance, schedule, transportation or other reasons. With that in mind, the […]
By Meemic Insurance
The Los Angeles Fire Department distributed and installed thousands of smoke alarms to local residents in high-risk areas between 2014 and 2015. They did this in response to alarming nationwide statistics about smoke detectors and smoke-related deaths. While over 90 percent of homes today have smoke alarms, millions of Americans still do not have them. Several other cities across the United States are taking action to encourage the use of smoke alarms.
Non-working Smoke Alarms
In about 70 percent of recent reported home fires, the home had one or more smoke alarms. Only about 50 percent of those sounded when there was a fire. However, some fires were not serious enough to activate the smoke alarms. In incidents where the fire was bad enough to trigger a fire alarm, the devices went off around 85 percent of the time. Approximately 35 percent of home fire deaths happened because there were no smoke alarms installed. And one percent of the reported deaths happened because of a fire that was not significant enough to activate the smoke alarms.
Working Smoke Alarms Save Lives
In homes where there are smoke alarms, the risk of dying in a fire is cut in half. However, this statistic is irrelevant if the smoke alarm is not working. To ensure proper function, homeowners or renters must check their alarms regularly. Batteries should be replaced at least once per year with high-quality batteries, and all smoke alarm units should be replaced every 10 years.
While it is helpful to have multiple smoke alarms, even one smoke alarm in the home reduces death risk by about 35 percent over homes that do not have any smoke alarms. When alarms fail, they usually do so because of dead batteries, disconnected wires or missing components. Some people disable smoke alarms while cooking or doing something that may set them off. If they reconnect a device improperly, accidentally break it or forget to reconnect the battery, they put themselves at risk. Smoke alarms should never be covered.
If a smoke alarm is too sensitive and becomes a nuisance, do not remove or disconnect it. Talk to a local fire department. Relocating the device to another part of the room or replacing it with a high-quality alarm may solve the issue. Also, do not remove smoke alarms from kitchens. Over 40 percent of households with smoke alarms in the kitchen reported that the device went off at least once per year, and this was due to cooking about 75 percent of the time. If an alarm starts making chirping noises, replace the battery immediately. To learn more about safety tips for smoke alarms and how they can protect homes from costly insurance claims, discuss your concerns with an agent.
For more information, visit Meemic.com/Safety.
By Meemic Insurance
In anticipation of a disaster, people generally take precautions and prepare their home accordingly. But what about their financial affairs? These, too, are susceptible to disasters. However, with careful planning and foresight, you can protect both your home and your valuable financial information from being lost or destroyed.
It is imperative that you have backups for all of your important paperwork, such as marriage certificates, birth certificates, death certificates, social security cards, passports, drivers license, medical records, credit card numbers, bank account information, deeds, mortgages, car titles, tax returns, insurance policies and contact numbers, wills, power of attorney and contact information for executors, trustees and guardians. It is also important to maintain a household inventory of valuable items. Photographs of these belongings, recent appraisals and receipts for more expensive items are documents that should all be protected. Compile an itemized list of these items, including a brief description as well as serial numbers, cost, age and manufacturer.
How can you store this information safely, without the copies, too, being destroyed in a disaster? There are several options for backup storage. A fireproof safe in the home is an option for maintaining the originals, but if the home is completely destroyed, recovering the safe may not be possible. Mailing copies to a relative in a different geographic location may be the best alternative. You could also send copies to a financial adviser in another part of the country.
Another option is e-mailing scanned copies of the documents to yourself, so that you will be able to access them from any location with an Internet connection. Unfortunately, if your email is not secure, you will be exposing yourself to a perfect opportunity for identity theft. A few websites are now offering web-based backup services that can, for a small yearly fee, store your documents safely. Such services will also allow you, or anyone you trust with your account information, to access the information from anywhere.
The importance of sending copies so far away is because natural disasters typically affect an entire region. If all your backups and originals are stored in the same area, all will be lost. In this respect, it is also important to have backup plans for your trusted advisors: any executors, trustees, advisors or guardians. If these individuals are all located in your region, they, too, may be affected by the natural disaster. It is a good idea to have these individuals spread out across the country, or to designate backups to act in place of these individuals, in case of a local disaster.
For more tips, visit Meemic.com/Safety.
The Meemic Foundation has partnered with Lakeshore® to give away the largest grant award ever in the history of the Foundation! We are giving away three Complete Classrooms® from Lakeshore valued at up to $10,000 each to Wisconsin teachers! No application to complete – simply log in to your Foundation Club account and nominate yourself, a local school or educator. Deadline is Dec. 31. Visit MeemicFoundation.org/LargestEver.
Monthly Grant Opportunity from The Meemic Foundation!
We invite you to PopIn2Win! It’s The Meemic Foundation’s monthly opportunity for a valuable resource or tool that will enhance your school or classroom learning for your students! It’s super-fast and easy. No application to complete. Just log in to your Foundation Club account and nominate yourself, a local school or educator to enter the current month’s PopIn2Win opportunity. Visit MeemicFoundation.org/PopIn2Win.
The University of Wisconsin-River Falls is pleased to announce the re-launch of an updated educational leadership master’s program called MSE-Professional Development Learning Community. What makes this program unique?
By building leadership skills, this master of science in education degree readies teachers
and other educational professionals to meet the challenges of today’s schools and society. The Professional Development Learning Community curriculum challenges participants to
improve their craft and practice while providing the tools and strategies necessary
to reflect upon, evaluate and enhance student learning. For those dedicated to fostering
learning opportunities for all students and enhancing collaboration with colleagues, this program will
increase their capacity to serve as a leader in their school and community.
This program is designed for:
- Those developing teaching and leadership skills in an educational setting;
- Pre-K-16 educators who want to lead enhanced learning experiences; and
- Individuals pursuing master teacher status.
- Develop an action research project of your choice to improve your practice and
enhance your classroom and school.
- Courses include opportunities for individually designed, experiential learning.
Possible areas of focus: Leadership, Curriculum, Equity, Technology, Literacy,
Policy, or National Board Certification.
- Curriculum provides both theoretical and practical experiences based on
For a limited time, the University of Wisconsin-River Falls is offering a tuition discount to teachers and other educational professionals who apply to the Professional Development Learning Community master’s degree within the College of Education and Professional Studies.
Eligible students who enroll before December 15 will receive $500 off their tuition as they take courses toward a master of science in education degree.
Interested students should contact Pamela Bowen, program manager in UWRF Continuing Education, at 715-425-0633 or firstname.lastname@example.org for more information about the tuition discount and application instructions. Additional information about the degree program is available at http://choose.uwrf.edu/pdtt/