New Year’s Insurance Checkup

By Meemic Insurance Company

When was the last time you had a thorough insurance checkup? If it’s been more than a year, we encourage you to use the handy checklist below to help you review your insurance coverage. Things you never considered could affect your premium, and you may find out how to improve your coverage, save valuable premium dollars or both!

And when you’re finished, consider taking a home inventory. A full inventory of household items put in a safe place will help your claims adjuster help you get the most money back from your claims settlement after a loss to fire or theft. Download free Know Your Stuff® software from the Insurance Information Institute at https://www.knowyourstuff.org.

 

Policyholder Profile

 

Has your personal profile changed?

[  ] Name

[  ] Residential or mailing address

[  ] Marital status

[  ] Started a new job or business

[  ] Recently retired

[  ] Recently had an accident or moving violation

 

What about the profile of others in your household?

[  ] Name

[  ] Residential or mailing address

[  ] Marital status

[  ] Started a new job or business

[  ] Recently retired

[  ] Recently had an accident or moving violation

 

Vehicle Profile

 

[  ] Your insurance agent does not have the correct year, make, model and vehicle identification number (VIN) on all insured vehicles

[  ] Your vehicle has anti-theft devices

[  ] You want to revise your coverage limits and/or your vehicle lienholder (bank, savings and loans, leasing company) has changed

[  ] Your vehicle was recently paid off

[  ] Your vehicle has been transferred to another family member’s name

 

Residence Profile

 

[  ] Your mortgage company’s name and/or address has changed

[  ] The home is not insured for its full replacement cost

[  ] There have been additions or improvements made to your home

[  ] Additional structures on your property (garages, sheds, workshops) are not fully covered

[  ] You are conducting a business out of your home (this includes babysitting)

[  ] You own a personal computer that may or may not be used for business

[  ] You own valuables like a stamp collection, furs, jewelry or art that need special coverage

[  ] Your current coverage limit for your personal property (e.g., clothing, furniture, household goods) insufficient

[  ] You recently installed protective device systems for your home (e.g., fire, smoke, burglar alarm system)

[  ] Your home needs flood insurance protection

Your insurance agent is always available to review your automobile and homeowner policies to see if they still meet your current needs.

 

https://www.meemic.com/

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